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Money | Saving | Business Resources

Top 5 Money Mistakes: Are You Making Them?

February 1, 2016 | Written by Nita

These mistakes only take a moment to make, but YEARS to correct.

SOCIAL SECURITY: NOT SO SECURE

In 21 years, the Social Security Trust’s coffers will be depleted, and unless something changes between now and then, you can expect to receive only 76% of the total benefit amount you were banking on.

STUDENT LOANS: STUDY NOW, PAY FOREVER

An expensive college education may well land you the successful career you always dreamed of, but until you’re making a huge salary, you will be staggering under the weight of a heavy student loan for a long, long time.

HOME LOANS: DIDN’T SEE THAT COMING!

A large proportion of the American population does not fully understand the complexities of home loans. As a result, real estate decisions are not always sound and become a needlessly expensive enterprise.

HOUSEHOLD BUDGET: SO, YOU DIDN’T HAVE ONE?

According to a Gallup poll, 68% of Americans do not bother to chalk out a monthly household expenditure plan – and therefore keeps overshooting their `budget’ without even realizing it.

BARGAIN-SHYNESS: UNDERUTILIZED MONEY-SAVER

Did you know that you can bargain for a better price at big-box stores – and chances are real good that they will try to negotiate a better price on the goods, especially if you’re paying cash?

Read more here.

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